Your rate sheet inside the platform
What you offer, where your agents see it.
«Loan Programs» is your rate sheet inside the platform. It is not a PDF you email that nobody can find three days later: every active program shows up in your agents' CRM with your name and your contact details.
Creating a program
- Name, type — Conventional, FHA, VA, Jumbo, Non-QM, or Other —, «Reference rate (%)», «Minimum down payment (%)», and «Maximum LTV (%)».
- The templates below start you off with reasonable market values. Adjust them to your pricing before saving: they are a starting point, not your quote.
- You can keep up to ten programs active at once. To activate an eleventh, deactivate another.
Deactivating deletes nothing: estimates already sent to clients keep their validity.
The market, with its source
«The market this week» shows the references with their date and their official source: the 30- and 15-year fixed, the conforming limit, the FHA floor, the annual MIP, and the VA funding fee. The screen itself states that FHA, VA, jumbo, and non-QM rates are estimates by typical spread over the index, not real quotes.
Against that reference, each of your programs is marked «In line with the market» or so many basis points above or below.