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Closing in Florida: who runs it, and why your agency should understand it

In Florida a closing can be handled by a title company or an attorney, and each does different things. A clear rundown so your team can speak with authority.

Galilei Team Galilei Systems July 2, 2026 · 5 min read

Unlike some states, Florida doesn't require an attorney to conduct a residential real estate closing. A closing can be handled by a title company or a closing attorney, and knowing what each one does saves your client — and your agency — from surprises.

What the title company does

The title company runs the title search to verify the ownership history and surface liens, judgments, or lawsuits; prepares the settlement documents according to the contract; and issues title insurance, which protects the buyer and the lender from hidden title problems. One nuance worth keeping clear: the title company represents neither the seller nor the buyer — it acts as an agent for the title underwriter.

What a closing attorney adds

A closing attorney can do everything a title company does and, on top of that, legally represent their client: an attorney-client relationship is formed and the attorney answers to the party who hired them. When a transaction has a wrinkle —an inheritance, a partnership, a disputed lien— that figure matters.

Whoever closes, the broker still answers for everything arriving complete and on time. That's why in Galilei the title attorney is a role inside the same transaction: the record, the documents, and the communication all live in one place, in Spanish and English, without forwarding loose PDFs among five people.

The closing isn't a separate errand; it's the last meter of a race that started with the first lead.

Aynoli Abreu Delgado, co-founder

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